The DAS is suitable for individuals, couples and sole traders looking to repay their debt.

To be eligible to participate in DAS, a debtor must have one or more debts and meet the following criteria:

• Be habitually resident in Scotland;
• Have sought the advice and assistance of a DAS approved money adviser;
• Want to repay their debt(s) without the threat of creditor(s) taking legal action against them;
• Have a reasonable level of disposable income after meeting their basic needs.